Kristin Ramlal

Securities Specialist, Canada Life

Kristin has almost two decades of experience in the financial services industry. Her experience includes Canadian and US personal banking and lending, retail and institutional investment account management and supervision, portfolio analysis, securities research and trading, and holistic wealth advisory (financial, retirement and estate planning).In 2007, Kristin completed a Bachelor of Commerce (Honours) degree in Actuarial Mathematics & Finance at the University of Manitoba and became IIROC licensed. She’s participated in several industry-leading training programs where she was certified as a Wealth Advisor while employed at BMO Nesbitt Burns and, most recently, a Real Wealth Manager (RWMTM). This deepened her understanding of the needs and issues faced by today’s high-net-worth families. It also helps her understand effective ways to help clients accumulate, grow, preserve and transition sustainable wealth using a holistic multi-stakeholder approach.

Kristin completed over 15 courses through the Canadian Securities Institute. She’s earned certificates in Retirement Strategy, Advanced Investment Advice and Technical Analysis. She’s also a Personal Financial Planner (PFP), Chartered Investment Manager (CIM), and Fellow of the Canadian Securities Institute (FCSI) designation holder.

In 2018, Kristin was awarded the 2018 Distinguished Young Advisor Award by the Knowledge Bureau and was featured in the Winnipeg Free Press and Investment Executive. She’s a founding board member of the Society of Real Wealth Managers (RWMTM), a network of financial specialists. She was recently appointed chair.

Maintaining a balanced lifestyle is important to Kristin. Outside work she enjoys travelling, hiking/biking and staying physically active through many activities including dance, kickboxing and yoga. Most importantly, she enjoys her time with her two handsome sons, Syrel and Kaylem, who are both heavily involved in the Manitoba basketball community.

In partnership with Credential Qtrade Securities via Advised Brokerage Services at Canada LifeTM, Kristin provides securities advice to clients in the mid-west region of Canada through partnerships formed with many top affiliated advisors in the company. These partnerships help clients grow, preserve and transition their wealth with sustainability by managing their securities within their holistic investment management
and financial plan.